An observation by Bruce Springsteen on the Jersey Shore it’s a bit like winning the lottery. Does this happen? Yes. But you have to be extremely lucky.

A woman from Toms River got the equivalent of a winning Powerball ticket with a Power Play multiplier on Thursday when she met Springsteen with fellow rocker John Mellencamp.

Susan Fimiani, real estate agent and beach performer, was in Bay Head, Ocean County on Thursday morning when she noticed Springsteen and a man she initially thought was Jon Bon Jovi walking together along Bridge Avenue , according to Asbury Park Press.

From his car, Fimiani would have addressed the second mysterious man.

“It must be a lot of fun walking the streets with Bruce,” Fimiani told Mellencamp.

Then she did a double take.

“And that’s when I realized it was John Mellencamp,” she said.

Springsteen and Mellencamp graciously accepted Fimiani’s photo request, which she later posted on her beach art Instagram account.

Mellencamp is originally from Indiana, but also has properties in South Carolina and New York. Earlier this year, Mellencamp revealed that Springsteen will be singing and playing guitar on their upcoming 25th studio album, a huge collection of songs slated for release before the end of the year.

During an appearance on Sirius XM radio in June, Springsteen confirmed his collaboration with Mellencamp.

“I worked on three songs from John’s album and spent time in Indiana with him,” Springsteen said. “I really like John. He’s a great songwriter and I got really close (with him) and had a lot of fun with him. I sang a bit on his record.”

Springsteen lives in Colts Neck, Co. Monmouth, and grew up in Freehold. His career took off at Asbury Park, and although he is celebrated as one of New Jersey’s biggest stars, he recently declined to have a Garden State Parkway rest area named after him along with other notable natives of the state.

Earlier this year, Springsteen was spotted in Manasquan and also visited Jersey Freeze, a favorite Freehold spot he visited since he was a child.

Last weekend, Springsteen performed “I’ll See You in My Dreams” in New York City to commemorate the 20th anniversary of the September 11 attacks. His 20th studio album, “Letter To You”, was released last year, and he recently wrapped up another series of his show “Springsteen on Broadway” in midtown Manhattan.

A release date for Mellencamp’s next album has not been set, but Springsteen fans can expect music from the duo in the near future.