Best credit cards for working from home in 2021
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Whether we are prepared for it or not, the Coronavirus pandemic is changing the way Americans live and work.
One of the most immediate adjustments we had to make was the switch to remote working for professionals in many industries. And it looks like it will take a lot longer for anyone to get back to normal office life than we originally anticipated.
If you are going to be at the WFH for the long haul, you may want to consider adding another credit card to your wallet, one that will offer bonus rewards in categories like home improvement, office supplies. or the food delivery services you need now work and family life merge.
Below, To select reviews the best credit cards to use when working from home:
Before you begin, there’s an important factor to remember: some of these cards charge an annual fee, which you’ll need to consider before you apply. Most annual fee cards come with rewards and perks that outweigh the cost, but since we’re all cutting back on our spending right now, you’ll want to be very thoughtful.
As always, before applying for any of the following cards, we recommend check your chances to be approved with a pre-approval tool. This way, you can get a feel for your situation without asking questions and probing your score.
Whether you are the sole owner of a small business that has been operating for years, or recently started a side business to earn extra money while on leave, you can probably qualify for a credit card. for small business. You can use your personal credit score to apply, as well as a record or projection of your income.
Even if your business is just starting out, you can earn rewards on expenses such as office supplies and marketing costs. Plus, when you’re ready to add employees, most business credit cards allow free employee cards.
Here are some of the best small business cards:
Check out our full comparison of the best business credit cards.
If you’re one of the lucky workers whose employer provides a work-at-home allowance to pay for home office supplies, you can put those charges on a credit card to earn rewards.
If you’re worried that your employer will take a long time to reimburse you, take advantage of 0% promotional financing that gives you up to 20 months to pay for expenses. A 0% APR credit card may give you ample time to submit your receipts and get the reimbursement check from your employer.
Here are the best 0% APR credit cards to finance new purchases:
Check out our full comparison 0% APR credit cards.
If working from home ultimately inspired you to turn the guest bedroom into a functional home office space, you can use one of our best credit cards for home renovations to help you fund the expense.
Here are some cards to help you earn rewards while you renovate your home:
Check out our full comparison home improvement credit cards.
You might have expected to have more time to cook now that you’re at home, but juggling all the new responsibilities of working from home can be difficult (especially when you’re a parent with kids who aren’t in school) . There are many options if you are looking for a credit card that rewards you for the delivered dinner:
Here are the best maps for food delivery:
Check out our full comparison food delivery credit cards.
Remember: you can now use select Amex points and Capital One miles to pay for take out and food delivery For a limited time. And if you are a Citi Prestige® card holder, you can apply the $ 250 travel credit on the card for purchases in restaurants and supermarkets until December 21, 2020.
Learn more about how your credit card rewards can help. pay for groceries, food delivery and essentials during the coronavirus.
Information about the Wells Fargo Cash Wise Visa® Card, Citi Prestige® Card, Capital One Savor Cash Rewards Credit Card, Lowe’s Advantage Credit Card, Citi Simplicity® Card, Amex EveryDay® Credit Card, Capital One SavorOne Cash Rewards Credit Card, Capital One Spark Cash for Business and Capital One Spark Classic for Business was independently collected by Select and not reviewed or provided by the card issuer prior to posting.
Editorial note: Any opinions, analysis, criticism or recommendations expressed in this article are the sole responsibility of the editorial staff of Select and have not been reviewed, endorsed or otherwise approved by any third party.